Monetary System

In Harath, the basic mode of payment is the copper Penny. Pennies are large, about the size of an Eisenhower dollar coin, and are usually made to be cut into 8 pieces called Bits. Dubloons are the same size as Pennies, are made of gold, and are worth 80 times as much. They are often made so that they can be cut into 8 Parts. Governments that do not mint coins designed to be cut into pieces mint silver coins (Shillings) that are the same size as a Penny, but are equal to the value of a Part, and small copper coins (Groats) that are about the size of a dime and have the same value as a Bit. For those who deal in large sums, the Platinum Plaque, roughly the size of an iPhone, is equal in value to 100 Dubloons.

In order to gain an appreciation for the economy of Harath, assume that 1 bit = $1.

Platinum Plaque (PP) Dubloons (D) Parts (p) or Shillings (S) Pennies (P) Bits (b) or Groats (G) Dollars ($)
1 100 800 8000 64,000 $64,000
  1 8 80 640 $640
    1 10 80 $80
      1 8 $8
        1 $1

Raw copper is valued at 7b/oz, silver at 70b (8.75P)/oz, gold at 280b (3.5p)/oz, and platinum 840b (1.3D)/oz.

Class Cash on Hand Income (Before Taxes)
  Pennies Daily (p) Monthly Yearly1 (p) Yearly ($)
Destitute 0 <0.25 <6 <75 <$600
Peasant 1-2 2-4 48-96 600-1200 $4,800-$9,600
Apprentice 2-5 4-8 1D16p - 2D 32p 1200-2400 $9,600-$19,200
Journeyman 5-10 6-16 1D 64P - 4D 64p 1800-4800 $14,400 - $38,400
Craftsman 10-20 12-24 3D 48p - 7D 16p 3600-7200 $28,800 $57,600
Master 10-40 20-40 6D-12D 6,000-12,000 $48,000 - $96,000
Knights, Magi, Priests 30 – 100 50-100 15D - 30D 15,000 - 30,000  $120,000 - $240,000
Baronet, Baron, High Magi, High Priests 50 – 150 80-200 24-60D 24,000 - 60,000 $192,000 - $480,000
Count, Earl, Bishops, Small Guild Kingsi 50-1002 160-500 48-150D 48,000 - 150,000 $384,000 - $1.2M
Marquis, Med Guild Kings 10-202 1,000-2,0003 3-6PP 300,000 - 600,000 $2.4m - $4.8m
Primate, Cardinal, Guild Kings, Dukes 10-202 3,000-12,0003 9-36PP 900,000 - 3.6m $7.2m - $28.8m
Kings 10-202 10,000-20,0003 30PP-60PP 3-6m $24-$48m

1Based on 6 days/week x 50 weeks/year
2 These figures certainly have much more money available to them. After a certain stage others carry your money or accounts are available without question.
3 Normal income caps out around 400 p/day. The balance of the income is in the form of tithes, taxes, and gifts and varies greatly depending on weather and support.