Monetary System

In Harath, the basic mode of payment is the copper Penny. Pennies are large, about the size of an Eisenhower dollar coin, and are usually made to be cut into 8 pieces called Bits. Dubloons are the same size as Pennies, are made of gold, and are worth 80 times as much. They are often made so that they can be cut into 8 Parts. Governments that do not mint coins designed to be cut into pieces mint silver coins (Shillings) that are the same size as a Penny, but are equal to the value of a Part, and small copper coins (Groats) that are about the size of a dime and have the same value as a Bit. For those who deal in large sums, the Platinum Plaque, roughly the size of an iPhone, is equal in value to 100 Dubloons.

In order to gain an appreciation for the economy of Harath, assume that 1 bit = $1.

Platinum Plaque (PP) Dubloons (D) Parts (p) or Shillings (S) Pennies (P) Bits (b) or Groats (G) Dollars ($)
1 100 800 8000 64,000 $64,000
  1 8 80 640 $640
    1 10 80 $80
      1 8 $8
        1 $1

Raw copper is valued at 7b/oz, silver at 70b (8.75P)/oz, gold at 280b (3.5p)/oz, and platinum 840b (1.3D)/oz.

Class Cash on Hand Income (Before Taxes)
  Pennies Daily (p) Yearly1 (p) Yearly ($)
Destitute 0 <1 <300 <$24,000
Peasant 1-2 1 300 $24,000 
Apprentice 2-5 2 600 $48,000
Journeyman 5-10 5 1,500 $120,000
Master 10-40 20 6,000 $480,000
Knights, Magi, Priests 30 – 100

50

15,000  $1.2m
Lords, High Magi, High Priests 50 – 150 100 30,000 $2.4m
Princes, Arch-Priests, Arch-Magi 50-1002 400 120,000 $9.6m
Kings, Pontiffs 10-202 2,0003 600,000 $48m
Emperors 10-202 10,0003 3m $240m

1Based on 6 days/week x 50 weeks/year
2 These figures certainly have much more money available to them. After a certain stage others carry your money or accounts are available without question.
3 Normal income caps out around 400 p/day. The balance of the income is in the form of tithes, taxes, and gifts and varies greatly depending on weather and support.